FAST & FLEXIBLE FACTORING

Take The road to faster pay

60-minute, 3-hour, and same-day funding options
Risk-free, flat-fee non-recourse factoring
Low-rate recourse factoring
Custom business solutions to maximize your cash flow
Get Started
No Application Fees. Apply Online.

Why You’ll
Love Factoring
With Love’s

Get Paid Fast

Same-day funding available to keep cash flowing.

High Advances

Up to 99% access to cash from your invoices.

No Hidden Fees

Transparent, flat-fee pricing with no surprises.

Non-Recourse & Recourse Options

Need help deciding? We’ll work with you to find solutions that keep your business growing.

Easy Online Submissions

Easy Online Submissions

1

Submit Your Invoices

Online or on the easy-to-use Love’s Factoring App.

2

Invoice Approved

Funds available as fast as 60 minutes.

3

Get Paid

Cash to run your business instead of worrying about chasing a payment.

Get Started
No Application Fees. Apply Online.

Testimonials

“Using Love’s was one of my first decisions when we started and was one of my best decisions. Loves allows you to not have to worry if and when you will get paid and with an 8 truck operation, that helps tremendously.”
Andrew F.
Owner-operator
“We have recommended your company to others because of our satisfaction with your service. We look forward to doing business with you for years to come."
Everette L.
Owner-operator
"As a Love’s Solutions Factoring customer since December 2014 I couldn’t ask for a better factoring company. They have the funds in my account same day, and I use Love’s for all my fuel with a better than average discount. They go above and beyond to help me."
Melanie B.
Owner-operator
"Always a dream to operate my own truck. I never thought it would happen, but thanks to Love's and their factoring department not only did I get to my dream but we're making a honest living."
Rene E.
Owner-operator

Your Partner On And Off The Road

When you factor with Love’s Financial, you’ll also enjoy savings and business support designed to help owner-operators and fleets of all sizes grow.

More Savings

Save 30¢ Per Gallon

with no-fee Love’s Express Fuel Card.

$2,500+ Minimum Credit Line

guaranteed to use on fuel, tires, maintenance, or in-store purchases.

Instant My Love Rewards Platinum Status

with free showers, drink refills, and 3 reward points for every dollar you spend.

More Support

Receivables Management

including back-office support, billing, collections, and a dedicated account representative.

24/7 Online Account Access

with reporting, free debtor checks, and ongoing credit support.

Access To Credit-Approved

brokers, shippers, and freight forwarders.

Quick Approval Process

  1. Fill out our contact form.
  2. We’ll call you to complete your application.
  3. Approval in 24-72 hours.
  4. Submit your invoices and get paid.
Get Started
No Application Fees. Apply Online.

At Love’s,
Truckers Are Family

Family-owned for 60+ years, we do our best to help you save on the road.

Fuel
+
Tires
+
Maintenance
+
& More